Oh How Original Posted February 25, 2021 Share Posted February 25, 2021 So, I've had a free Experian account for a few years, since getting a credit card and a loan to boost my credit score, anyway long story short, it worked overall, but lately I've kept getting notifications from them, saying people are getting insurance quotes, it's definitely not me and I am a bit worried about some kind of ID fraud or at the very least, it damaging my hard earned high credit score. Experian seem to be impossible to actually get hold of though! I've had 122 alerts about this since November last year, is it something I should be worried about, can anyone shed any light please? Quote Link to comment Share on other sites More sharing options...
.AJ. Posted February 25, 2021 Share Posted February 25, 2021 When you have insurance coming up for renewal the insurance companies automatically do new searches, 122 does sound excessive though Quote Link to comment Share on other sites More sharing options...
Oh How Original Posted February 25, 2021 Author Share Posted February 25, 2021 38 minutes ago, .AJ. said: When you have insurance coming up for renewal the insurance companies automatically do new searches, 122 does sound excessive though I only have one motorbike insured and it's not due for renewal until June I believe. I shouldn't expect 122 for just one bike, although I have had 2 or 3 for my bike when it was due, so thanks for that as a suggestion, but I don't think it is that. Quote Link to comment Share on other sites More sharing options...
locky Posted February 25, 2021 Share Posted February 25, 2021 It's to keep you coming back and to buy their add ons. Quote Link to comment Share on other sites More sharing options...
Oh How Original Posted February 25, 2021 Author Share Posted February 25, 2021 19 minutes ago, locky said: It's to keep you coming back and to buy their add ons. But the thing throwing me off this is why the timing now, I've had an account with them for about three or four years now. Quote Link to comment Share on other sites More sharing options...
locky Posted February 25, 2021 Share Posted February 25, 2021 If your not going to take a mortgage out tomorrow and have not recently been rejected for credit then I wouldnt worry. Most lenders have use their own critieria. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.