Juggernaut jims Posted July 23, 2014 Share Posted July 23, 2014 Not worth it answering that an 3.8k insurance on a mini, must have been a 400bhp monster at that price. Bottom line is go with what your comfortable with and your first year is always going to be around 1.3k to 1.6k if you get lucky you can get it under a grand but you would have to live in the perfect post code which is also another factor. Good luck Quote Link to comment Share on other sites More sharing options...
jake1*2011 Posted July 23, 2014 Share Posted July 23, 2014 I'm on my dads insurance on a 2000 ford focus 1.8litre saloon, he's got 30+ years NCB from riding bikes and driving cars. My sister is also on the insurance, she's got 8 years NCB. Im 23 and passed my test last year and have been driving a car since january this year. Also with 10k miles a year on the insurance. For all three of us to be on the insurance its Quote Link to comment Share on other sites More sharing options...
EpicLURcher Posted July 27, 2014 Share Posted July 27, 2014 (edited) Not worth it answering that an 3.8k insurance on a mini, must have been a 400bhp monster at that price. Bottom line is go with what your comfortable with and your first year is always going to be around 1.3k to 1.6k if you get lucky you can get it under a grand but you would have to live in the perfect post code which is also another factor. Good luck Where did you get these quotes from? Not a single friend of mine pays under Edited July 27, 2014 by EpicLURcher Quote Link to comment Share on other sites More sharing options...
PurcyP Posted July 27, 2014 Share Posted July 27, 2014 these insurance threads go around constantly on car groups and tis the same old story. There are far too many variables involved so guys seriously no point in saying "I pay X amount i live in Y and drive Z so why do you pay X etc etc etc" 2 Quote Link to comment Share on other sites More sharing options...
Noj Posted July 27, 2014 Share Posted July 27, 2014 Just to add, there is no such thing as 'fully comp' insurance either. The correct term is comprehensive, for, if you read the t&c's properly, there are always exceptions to being insured, for example if your vehicle is destroyed in war, or anything deemed as an 'act of God' That feels so much better Quote Link to comment Share on other sites More sharing options...
autobutcher Posted July 27, 2014 Share Posted July 27, 2014 What about a 'act of the devil', does that exist to insurance companies? Quote Link to comment Share on other sites More sharing options...
animal47 Posted July 27, 2014 Author Share Posted July 27, 2014 Luckily we do live in a insurance friendly postcode area although with the amount of new housing being built in the area that appears to be being filled with scum, that may not last long. Quote Link to comment Share on other sites More sharing options...
Noj Posted July 27, 2014 Share Posted July 27, 2014 The work of Satan and his minions is not recognised by Insurers. As an atheist, acts of 'God' mean nowt to myself....not worth getting into a debate with the insurance company though. Some things we accept and move on Quote Link to comment Share on other sites More sharing options...
autobutcher Posted July 27, 2014 Share Posted July 27, 2014 Out of interest, does those black boxy things allow for different road types, if you are hauling up and down dually's and mways then your driving would be smoother than if you live say Devon, Cornwall type areas. The drive across Dartmoor is stunning, but bumpy with twists into dips and crests so unless you going Jazz speed ie sub 30mph you are bumping around. If anyone is ever down this way and want to feel like Mr Loeb or McRae I urge you to go to Mortenhampstead and take the road to Princetown, but beware, it's banjo country! Quote Link to comment Share on other sites More sharing options...
EpicLURcher Posted July 27, 2014 Share Posted July 27, 2014 In all honesty i dont know! I dont think it measure smoothness. First report came in for my first 3 months of driving, everything is fine in their eyes so i earned a load of extra miles. Havent been driving to keep the box happy, been driving safely like a normal safe person would, ie no speeding/too quick around bends. Had a few quick stops to avoid other cars and obvs that is fine so no problem there like some people would say is a problem Quote Link to comment Share on other sites More sharing options...
Smoothybb Posted July 27, 2014 Share Posted July 27, 2014 According to the beeb, it penalises you for pulling wheelies. Now personally, I'm of the opinion that if you can get your civic diesel to wheelie, you should be generously rewarded!! 1 Quote Link to comment Share on other sites More sharing options...
Juggernaut jims Posted July 28, 2014 Share Posted July 28, 2014 no pleasing some people specially the younger folk when they hope there right but as its been said they decide you pay. however if you can get any normal car to wheelie (without mods) then i agree too that you should be awarded. Quote Link to comment Share on other sites More sharing options...
EpicLURcher Posted July 29, 2014 Share Posted July 29, 2014 no pleasing some people specially the younger folk when they hope there right but as its been said they decide you pay. however if you can get any normal car to wheelie (without mods) then i agree too that you should be awarded. Avoiding the question of where you got the quotes from! Not being aggressive just was asking a nice question. Anyways, i think we can all agree that insurance is massivly high for young drivers, but you have to have it so suck up the cost and enjoy driving! Quote Link to comment Share on other sites More sharing options...
Juggernaut jims Posted July 29, 2014 Share Posted July 29, 2014 confused.com was one of them and i also used money saving supermarket too. I did a quote yesterday on a ford sierra 4x4 heavy modified on my policy with no years no claims and was still only Quote Link to comment Share on other sites More sharing options...
EpicLURcher Posted July 29, 2014 Share Posted July 29, 2014 But how old are you? Age is one of the biggest factors in price! But what if you were the 10%? Quote Link to comment Share on other sites More sharing options...
ReggieC Posted July 30, 2014 Share Posted July 30, 2014 Was Quote Link to comment Share on other sites More sharing options...
Jumper Posted August 12, 2014 Share Posted August 12, 2014 i was paying Quote Link to comment Share on other sites More sharing options...
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